Worker Injury Risk Management (WIRM^®)

Given the high costs of Employees' Compensation, companies of all industries are looking for new ways to improve their cost management. An obvious starting point is to reduce employee injuries by providing additional training and promoting safe work practices. Regardless of the level of safety measures employed however, workplace injuries and the associated costs can never be totally avoided. In order for companies to better manage Employees' Compensation costs in ways that allow them to save money without compromising staff benefits or morale, they must be willing to take a critical look at their management of worker injuries, claims, and related operations.

JLT's WIRM® programme integrates Case Management, Claims Management and Programme Management to create a proactive and interactive programme that provides companies with the ability to make significant improvements in injury and claims prevention and management, and to save significantly on costs, all the while protecting employee morale.

Our Expertise

The WIRM® programme is offered through JLT in Hong Kong and backed by a first class WIRM® service team which unites in-depth knowledge of insurance and legal issues with medical and rehabilitation expertise, a proven track record in claims management, and a dedication to serving the client's needs. The high quality of JLT's team has been recognised by our appointment to manage liability and employee compensation claims programmes on behalf of both insured clients and underwriters.

The WIRM ® programme

With WIRM® in place, companies are empowered to:

• Proactively gain control over the claims and injury management process while preserving employee morale
• Prevent injury by focusing on underlying causes and problems, identifying trends and offering solutions
• Set financial and operational targets, and measure performance
• Achieve exceptional results. Results to date have shown that the WIRM® programme can achieve, typically, a more than 30 percent reduction in claims costs within the first 12 months of operation.