Worker Injury Risk Management (WIRM^®)

Given the high costs of Employees' Compensation, companies strive to find new ways to reduce employee injuries by providing additional training and promoting safe work practices. However, irrespective of the level of safety measures employed, regrettably, workplace injuries and the associated costs can never be totally avoided. Companies must therefore be willing to take a critical look at how they assist in the management of their employees' injuries and then safely reintegrate them back into the workforce.

JLT's WIRM® programme integrates Managed Care, Medical Service Provider coordination and Early Claim Settlement Services to create a proactive and interactive programme that provides companies and their employees with the ability to make significant improvements in injury rehabilitation. A well managed rehabilitation process significantly benefits injured employees, and ultimately saves costs, by contributing to an injured employee's full recovery and timely return to work.

Our Expertise

The WIRM® programme is offered through JLT in Hong Kong and backed by a first class WIRM® service team which unites in-depth knowledge of insurance and legal issues with medical and rehabilitation expertise, a proven track record in claims management, and a dedication to serving the client's needs. The high quality of JLT's team has been recognised by our appointment to manage liability and employee compensation claims programmes on behalf of both insured clients and underwriters.

The WIRM ® Programme

With WIRM® in place, companies are empowered to:

• Proactively gain control over the injury and claims management process, thus enhancing employee morale
• Prevent injury by focusing on underlying causes and problems, identifying trends and offering solutions
• Set financial and operational targets, and measure performance
• Achieve exceptional results. Results to date have shown that WIRM® can achieve substantial improvements in injury recovery time, timely return to work and early claim settlement.